OTPPAY – A Platform to have Transaction Using Token


Many companies build platforms to bridge the gap between Fiat Payments and Crypto. In today’s article we will give you information about one platform that can help you replace your traditional banking system.


OTPPAY is OMNI platform of token for transaction and payment. They have been trying to be the bridge between traditional banking payment and cryptocurrency. Their main aim is to bridge or replace people traditional system of banking with their OTPPay Crypto Bank with the technology of blockchain. With OTPPay you can still do payments, currency exchange, transfers, and lending options. In order to achieve this aim, they provide liquidity solution state of the art to their customers by making mobile apps available along with debit cards that are contactless that can be used anywhere in the world.

Their ML and Al powered smart engines will process the exchange/convert request automatically just in time. You can imagine if you travel from India to the UK and you want to withdraw cash from some ATMs, their GPS apps of guided mobile will instruct their servers to convert a value of request from crypto to fiat instantly. It happens by eradicating the money and time spend on transaction in Forex. There is no lower or upper limit on transaction volumes in both fiat and crypto. They also provide loyalty points and cashback options for their users of debit cards.


Here, we will give you short ICO facts and the token classification utility. The hard cap starts from 71250 ETH and the soft cap starts from 1250 ETH. The protocol of the token is ETH / ERC 20. The enrichment of the token is around 0.10% from the total revenue. It will be used to pay back tokens and it will be crushed monthly. When tokens are unsold, they will be burned.

During pre-sale, 16,000 tokens + bonus (20%) is equal to 1ETH. In stage I ICO, 8,000 tokens + Bonus (15%) is equal to 1 ETH. Meanwhile for 8,000 Tokens + Bonus (10%), it equals to 1 ETH during Stage II ICO. There will be 5% referral bonus for all users who participated in.


Users can exchange their crypto or currency asset in no time from one wallet to other media directly. Their ML and AI powered request of exchange will match the engine cross and simply swap them by offering the users with lowest rates of exchange. OTPPay architecture is also robust and built with traditional standards of security (PCI-DSS) which is mixing with securities of crypto. Their policy which is “Fair, JIT, and Trust” makes their exchange transparent and gives a lot of advantages to their users with one-of-a-kind features like Fiat to Crypto, Crypto to Crypto, Fiat to Fiat, and Crypto to Fiat.

There are many features once you join OTPPay. You can also use your Bitcoin safely and do a lot of things like you do in traditional bank system. You can read more about this platform by downloading their whitepaper in their official website. For more inquires, you can send an email to them and they will respond you as soon as possible.



Team & Advisors


  • Lalith Babu – Founder and CEO
  • Vijaykumar Rajan – Chief Technology Officer
  • Aravind Rajagopal – UI/UX Developer
  • Vengatesan Murali – Blockchain Developer
  • Sangeetha Selvaraj – Nodejs Developer
  • Manjuladevi Jeganathan – Nodejs Developer
  • Akriti Dhar – Smart contract Developer
  • Vasanthakumar Sethu – Blockchain Developer
  • Vinoth Shanmugam – Application Developer
  • Sivaramyogesh Manimaran – Application Developer
  • Pradeep Venkatapathy – Test Engineer
  • Bharath Arun – Business Development Manager
  • Deepak Umapathy – Cyber Security Expert


  • Vladimir Nikitin
  • Rumen Slavchov
  • Jen Buakaew
  • Jaspal Singh
  • Nikolay Shkilev

Quik Links

this original article was written by cryptosweet

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